• Scotia Insurance Logo
Bundle and save with Scotia Insurance.*

Plus, save more with an online quote.

Or call 1-833-897-3707

Scotia Auto, Home & Tenant Insurance

Your Scotia Auto, Home & Tenant Insurance policies let you protect what matters most with a variety of coverages tailored to your specific needs, and if the unexpected happens at home or on the road, we’re with you.



Benefits you can look forward to:
Multi-Vehicle Discount
24/7 Emergency Claims Service
Flexible Payment Options
Auto Insurance
Auto Insurance

Protect yourself on the road with a car insurance policy that goes the extra mile.

Multi-Vehicle Discount – When you insure two or more vehicles, you’re eligible for discounts.1
Roadside Assistance Option – Available when you insure your auto, in case you get a flat tire or need a tow.2
Auto Claim Forgiveness Option – Available to protect your insurance premium from increasing as a result of your first at-fault accident.
Or call 1-833-897-3707
Home Insurance
Home Insurance

Protect your home and belongings from the unexpected and find the right coverage for your needs.

Discounts for mortgage-free homeowners.
S.O.S. Identity Theft Coverage – Up to $25,000 to help you get back on track in the event of identity theft or a cyberattack.
Enhanced Water Damage Package – You'll be protected if water from an external source suddenly and accidentally begins seeping into your home due to an event like rain, snow or leaks.
Moving Coverage – Coverage for your personal belongings for 90 days while you move.
Or call 1-833-897-3707
Tenant Insurance
Tenant Insurance

Protect your personal belongings with the right renter’s insurance if they are lost or damaged in a covered incident.

Additional living expenses – if your rental dwelling becomes unfit to live in due to a claim, you may be eligible for financial help.
S.O.S. Identity Theft Coverage, Enhanced Water Damage Package & Moving Coverage.
Or call 1-833-897-3707
Disclaimer
®Scotia Insurance is a registered trademark of The Bank of Nova Scotia, used under license by BNS Insurance Agency Inc. (“BNSIA”).

*Scotia Home & Auto Insurance is arranged for by BNSIA. Home and auto policies are underwritten by Belair Insurance Company Inc., and services are provided by belairdirect Agency Inc. except in the province of Quebec where the services are provided by Belair Insurance Company Inc. We offer car insurance and home insurance in Alberta, Ontario, Quebec, New Brunswick, Nova Scotia, Newfoundland and Labrador and Prince Edward Island and home insurance only in British Columbia.

®belairdirect is a registered trademark of Belair Insurance Company used under licence.

1Contact a Scotia Home & Auto Insurance Agent to see if you qualify for the Multi-vehicle Discount. The savings amount is based on filed and approved discounts and rates. These amounts may vary based on each person’s individual insurance profile.

2 To verify if you have the roadside assistance endorsement, please consult your insurance policy for a complete description of coverage and exclusions. Roadside assistance services are offered by an independent third party as part of the roadside assistance endorsement.

Described coverage and benefits are applicable only to policies underwritten by Belair Insurance Company Inc. and their availability varies depending on province.

Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory. The information that appears on this website is provided to you for informational purposes only. Your insurance contract prevails at all times; please consult it for a complete description of coverage and exclusions.
Contact Us Accessibility Complaint Procedures Legal Protecting Your Privacy

®Registered trademark of The Bank of Nova Scotia, used under license by BNS Insurance Agency Inc. (“BNSIA”).

700 University Avenue, Suite 1100 Toronto, ON M5G 0A1